Insurance Services For Individuals

Warba Individual Medical Services

At Warba Insurance & Reinsurance, we understand the importance of having a reliable medical insurance policy for your health and well-being. Our Individual Medical Insurance plans are designed to offer comprehensive protection, providing peace of mind when you need it most.

With a wide range of medical services Warba ensures that you receive prompt, high-quality care from experienced medical professionals without financial worry. Whether it's routine care, specialist consultations, or emergency treatment, Warba is committed to providing tailored solutions that meet your unique needs.

Key Benefits of Warba Individual Medical Insurance Services

1. Extensive Network of Trusted Healthcare Providers
2. Comprehensive Coverage for Peace of Mind
3. Flexible, Customizable Plans
4. Effortless Pre-Approval and Direct Billing

Our Plans:

Purpose:

A versatile medical insurance policy offering essential coverage for individuals and families. This plan provides financial security for you and your dependents, covering a range of medical services in case of illness or health emergencies.

Key Benefits:

Comprehensive coverage, including inpatient, outpatient, maternity benefit and new chronic conditions.

Coverage Limit:

Up to KD 5,000 per year.
Direct Billing and Reimbursement facility.
Optional Regional cover extension.

Purpose:

Key Benefits:

Comprehensive coverage, including inpatient, outpatient, dental benefit, maternity benefit and new chronic conditions.

Coverage Limit:

Up to KD 10,000 per year.
Direct Billing and Reimbursement facility.
Optional Regional cover extension.

Purpose:

A premium Regional medical insurance policy offering Regional Coverage across GCC, ME, ISC, and SE Asia, excluding Singapore and financial protection.

Description:

Designed for those seeking top-tier medical coverage, this plan protects individual members and families from significant medical expenses.

Key Benefits:

Extensive benefits including Inpatient & Day-care Treatment,Outpatient Treatment,New chronic medical conditions,Advanced Medical Support:
Includes organ transplants, reconstructive surgery and psychiatric treatment,Emergency Assistance: International Emergency Medical Assistance available 24/7,Medical Second Opinion: Get expert advice on your diagnosis and treatment
Direct Billing using Medical Cards with the approved Providers Network
Reimbursement mode for eligible treatment done outside the approved Network.
Coverage Limit:

From USD 30,000 to USD 300,00 per person, per year.

Purpose:

A premium international medical insurance policy offering worldwide coverage and financial protection.

Description:

Designed for those seeking top-tier medical coverage, this plan protects individual members and families from significant medical expenses, with the option to select specific geographic coverage for added flexibility.

Key Benefits:

Extensive benefits including inpatient, outpatient, dental, maternity, and critical care.
Coverage Limit:

From USD 2.5 million to USD 5 million per person, per year.
Serviced by

Allianz globally & Wapmed in Kuwait
Optional Area of cover extensions.
Optional deductibles.
Optional Add On benefits.

Purpose:

This policy is designed to offer inclusive, accessible, and equitable insurance coverage specifically tailored for individuals with Disabilities.

Description:

This policy is designed to offer inclusive, accessible, and equitable insurance coverage specifically tailored for individuals with Disabilities. It provides financial protection against a range of health-related events, including hospitalization, therapies, assistive devices, and rehabilitation services, while addressing the unique needs arising from physical, sensory, intellectual, and neurodevelopmental impairments.

Key Benefits:

This policy shall provide exclusive coverage to individuals who possess a certified medical report confirming one or more of the listed Impairments including Neurological & Musculoskeletal conditions.
Coverage Limit:

Up to KD 5,000 per year.
Direct Billing and Reimbursement facility.

Marine Insurance Services and Benefits.

At Warba Insurance, we understand the critical importance of protecting your marine assets and operations. Whether you are managing international shipping, operating a local fleet, or handling goods in transit, our comprehensive marine insurance solutions are designed to safeguard your investments and ensure peace of mind.

Benefits of Choosing Warba Marine Insurance

1-Comprehensive Coverage

Flexible and customized policies to meet the unique needs of your marine operations.

2-Global Reach

Coverage that extends worldwide, ensuring protection for international and local maritime activities.

3-Expert Risk Assessment

We provide detailed risk evaluations to help you minimize exposure and secure optimal coverage.

4-Fast and Efficient Claims Process

Streamlined procedures for quick resolution, ensuring minimal disruption to your operations.

5-Competitive Premiums

Affordable rates without compromising on the quality and breadth of coverage.

Why Choose Warba Insurance?

With decades of experience in the insurance industry, Warba Insurance is a trusted partner for marine protection. Our commitment to excellence, tailored solutions, and robust risk management makes us the preferred choice for businesses and individuals seeking reliable marine insurance.
Secure your maritime assets today with Warba Insurance – where your safety and success are our priority.
Contact us now to learn more about our marine insurance solutions.

Our Marine Insurance Services

Protects ships and vessels against physical damage, covering losses or damage caused by accidents and collisions.

Covers damage caused by your vessel to third-party property. It ensures financial protection against liability claims resulting from accidents.

Motor Individual Insurance

Individual motor insurance is a critical safety net for vehicle owners. It provides essential protection against financial losses caused by collision due to an accident. It also ensures compliance with legal requirements and offers personal accident coverage. Warba Insurance & Re-Insurance Company ensure the ability to customize policies with add-ons further enhances coverage, making it a valuable investment for vehicle owners.

Benefits

For Individual motor insurance in Warba we offer several important benefits to vehicle owners, ensuring financial protection, legal compliance, and peace of mind. Here’s an overview of the key benefits:

1-Financial Protection Against Accidents:

Own Damage Coverage: If your vehicle is involved in an accident, Warba comprehensive motor insurance covers the cost of repairs. This can save you from potentially large out-of-pocket expenses.
Third-Party Liability: Motor insurance covers any legal liabilities if you cause damage to someone else’s vehicle, property, or if you injure another person in an accident. Warba TPL insurance protects you from having to pay these costs personally.

2-Legal Compliance:

Mandatory Insurance: In Kuwait, third-party motor insurance is mandatory by law. Holding Warba insurance policy ensures that you comply with legal requirements, avoiding fines or penalties.

Third-Party Coverage:

If you injure someone or damage their property in an accident, Warba TPL insurance will handle the compensation, protecting you from legal claims or lawsuits.

3-Personal Accident Cover:

Driver Coverage: Many individual motor insurance policies offer personal accident coverage for the owner/driver & his family. This provides financial compensation if the policyholder is injured or disabled in an accident, and in some cases, it includes compensation for death.

4-Peace of Mind:

Reduced Financial Burden: Knowing that you are financially covered with Warba Insurance in case of an accident, theft, or damage provides you with peace of mind. It reduces the stress associated with the risks of owning a vehicle.
Risk Mitigation: Whether it’s accidents or theft for the motor, Warba insurance mitigates the financial risks associated with owning a vehicle.
Unpredictable Circumstances: Accidents and vehicle damage can happen unexpectedly. Warba Insurance ensures that you are not left financially vulnerable during such times.

5-Enhanced Convenience:

Quick Claims Process: Warba Insurance & Re-Insurance Company offer streamlined and efficient claims processes, including cashless claim settlements at network garages, where you don’t have to pay upfront for repairs.

Motor Insurance Coverages

(Beema Insurance) mandatory insurance that provides coverage for material damages, bodily injuries and death caused by the insured vehicle to third parties. It is a legal requirement to protect others on the road, such as pedestrians, other drivers, or property owners, from losses incurred due to the insured vehicle's involvement in an accident.

For Non-Kuwaiti Vehicles (Borders):

Non-Kuwaiti vehicles entering Kuwait must have Third-Party (TP) Border Insurance to legally operate within the country. This insurance ensures that foreign vehicles comply with Kuwaiti laws and are covered in case they cause material damages, bodily injuries and death to third parties while driving in Kuwait.

Driving license TPL :

required to protect the foreign driving license visitor of the State of Kuwait toward the civil liability that may arise from vehicle accidents for material damages,bodily injuries and death in favor of third parties.

Golden Insurance Coverage

Golden Insurance Coverage often serves as a mid-tier option that provides enhanced benefits compared to standard comprehensive policies.

VIP Insurance Coverage

VIP Insurance Coverage is the premium tier aimed at high-net-worth individuals , providing top-tier benefits and services.

Roadside Assistance:

Provides assistance for vehicle breakdowns, including towing, jump-starts, and fuel delivery, charging the battery or replacement & punchier repairs.

Personal Accident:

Provides financial compensation to the policyholder and his family in the event of injury, disability, or death due to an accident.

Replacement Vehicle:

provides policyholders with the option to use a courtesy car while their own car is being repaired or replaced due to a covered loss.

Waiver of Subrogation:

It is an extension designed to waive Warba Insurance and reinsurance Company from using its subrogation rights against the insured, as stipulated by the insurance policy, in the event that the insured exceeds the legal speed limit, drives in the opposite direction of traffic, or crosses a red light signal.

Individual FGA Insurance

Individual FGA Insurance is a tailored approach to personal insurance, structured around the key concepts of the scope of coverage, advantages, and benefits to provide comprehensive protection for individuals. This type of insurance is designed to cover personal risks, ensuring financial stability and security in the face of unforeseen events.

In summary, Individual FGA Insurance Warba Insurance & Reinsurance offers a personalized, comprehensive approach to protecting what matters most, ensuring individuals and their loved ones are financially protected at every stage of life.

Benefits:

1-Protection Against Unforeseen Events:

Ensures that individuals and their families are financially secure in the face of unexpected events like accidents, or damage to personal property.

2-Custom Fit:

Offers coverage that suits everyone’s specific needs, whether they are looking to protect their health, home, or future financial well-being.

3-Affordable Peace of Mind:

Provides individuals with a cost-effective way to safeguard themselves from potential financial hardships, with flexible payment plans to suit all budgets.

Services

Scope of coverage:

This policy offers complete protection for homeowners, covering the structure of the house as well as its contents against risks such as fire, theft, natural disasters, and accidental damage. It also includes personal liability coverage for incidents that occur on the property.

Benefit:

Provides peace of mind by safeguarding both the home and valuable possessions, ensuring financial security against unforeseen events.

Scope of coverage:

Personal Accident Insurance provides financial compensation in the event of injury, disability, or death caused by an accident. It covers medical expenses, and loss of income, and offers lump-sum benefits for permanent disability or accidental death.

Benefit:

Offers immediate financial support to individuals and families impacted by accidents, ensuring they can manage medical costs and loss of income.

Scope of coverage:

Travel Insurance protects individuals against various risks while traveling, including medical emergencies, trip cancellations, lost baggage, and personal liability. It provides coverage for both domestic and international trips.

Benefit:

Ensures travelers are financially protected from unexpected issues during their trip, offering assistance and compensation for a wide range of travel-related problems.

Insurance Services For Individuals

Warba Individual Medical Services

Key Benefits of Warba Individual Medical Insurance Services

Our Plans:

Private Individual Health Plan: Gold Plan

Coverage Limit:

Direct Billing and Reimbursement facility.

Optional Regional cover extension.

Private Individual Health Plan: Diamond Plan

Coverage Limit:

Direct Billing and Reimbursement facility.

Optional Regional cover extension.

Medcare Regional Plus Plan

Extensive benefits including Inpatient & Day-care Treatment,Outpatient Treatment,New chronic medical conditions,Advanced Medical Support:

Direct Billing using Medical Cards with the approved Providers Network

Reimbursement mode for eligible treatment done outside the approved Network.

Coverage Limit:

Pioneer Individual Plan – Allianz

Coverage Limit:

Serviced by

Optional Area of cover extensions.

Optional deductibles.

Optional Add On benefits.

Al-Noor Comprehensive Medical Insurance Policy for Persons with Disabilities

Coverage Limit:

Direct Billing and Reimbursement facility.

Marine Insurance Services and Benefits.

Benefits of Choosing Warba Marine Insurance

1-Comprehensive Coverage

2-Global Reach

3-Expert Risk Assessment

4-Fast and Efficient Claims Process

5-Competitive Premiums

Why Choose Warba Insurance?

Our Marine Insurance Services

Hull and Machinery Insurance (Yacht Insurance)

Hull TPL (Third-Party Liability) insurance

Motor Individual Insurance

Benefits

1-Financial Protection Against Accidents:

2-Legal Compliance:

3-Personal Accident Cover:

4-Peace of Mind:

5-Enhanced Convenience:

Motor Insurance Coverages

Motor Third-Party Liability Insurance products (TPL)

Comprehensive Insurance - Al Shurouq Packages

Additional Coverages (Add-ons)

Individual FGA Insurance

Benefits:

1-Protection Against Unforeseen Events:

2-Custom Fit:

3-Affordable Peace of Mind:

Services

Householder's Comprehensive Insurance

Scope of coverage:

Benefit:

Personal Accident Insurance

Scope of coverage:

Benefit:

Travel Insurance

Scope of coverage:

Benefit:

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